Having to pay for such expenses out of your own pocket could be financially devastating however, if you are properly insured, if something goes wrong, instead of paying for those expenses yourself, your carrier will cover the costs for you. The costs that are associated with repairs, legal proceedings, and anything else that you are responsible for can be exorbitant. Or what if the property where you operate your business were to be damaged in a fire, a storm, or by a vandal? You'll be responsible for making the repairs to the property as well as replacing anything that can't be fixed. What would happen if you were to accidentally damage a customer's piano while you were tuning it? In addition to having to pay for any damages, you could also face legal action.
Get a fast quote and your certificate of insurance now. Piano tuners insurance Kentucky protects your tuning business with rates as low as $27/mo. What type of coverage do you need? Read on to find out more about insurance for piano tuners. In order to protect your piano tuner business from possible legal problems and financial losses, having the right type of piano tuners insurance Kentucky coverage in place is imperative. Supplies include key tops of pre-cut plastic (traditionally ivory), felt for the hammers, and glue. Equipment is minimal, traditionally consisting of one or more tuning forks and a specialized socket wrench to adjust the tension of the strings. Related exposures may include moving pianos from one location to another. Piano tuners do not generally handle refinishing of the wooden casing because this is a carpenter's task. Other repairs offered generally include recovering damaged keys, replacing tuning pins, minor adjustments to the hammers and pedals, and perhaps replacing strings made of steel or bronze wire. Tuning involves adjusting the tensions between the strings on the piano, which may have stretched or compressed due to temperature and humidity. The customers may be individuals or institutions such as schools or churches. Piano tuners repair and tune pianos or organs at customers' premises. A minor mistake could cause major damage to a client's piano, which could end up costing them - and you - serious financial losses.Īdditionally, you also face many of the same risks as business owners in all industries third-party liability claims and commercial property damage, for example. While you always do your very best to ensure the you deliver outstanding results, you never know when something could go wrong. The job requires a keen ear, careful attention to detail, and a great deal of care. As a piano tuner, your job is to ensure that your clients' instruments sound their very best by making adjustments to their pianos. Piano Tuners Insurance Kentucky Policy Information
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